Many families work hard, earn good income, and try to save for the future. Yet over time they feel like their money never really grows the way they expected. One of the easiest ways I explain this to clients is through a simple concept I call the Leaky Wealth Bucket. Imagine your wealth as a bucket of water. Every dollar you earn and save is like water filling that bucket. But if the bucket has holes in it, the water slowly leaks out. No matter how much you pour in, the bucke